Uninsured & Underinsured Accidents

People sometimes, due to economic reasons or other reasons just have the minimum insurance coverage and if they are involved in an accident, they do not have adequate protection. Therefore people should carry optimal insurance coverage instead of minimal or no coverage at all. Uninsured or underinsured motorist coverage or UIM coverage is comparatively inexpensive and provides you the added protection, that if you do sustain a serious injury which requires you to be out of work for an extended period of time, you could make a claim against your own insurance carrier for additional coverage. It doesn’t mean that the company is going to write you a check for whatever amount rather it means is that you have to establish that your damages run into an amount up to that limit.

• What Are The Car Insurance Requirements In Louisiana?
• What Does The Uninsured Or Underinsured Motorist Coverage Actually Cover?
• Is It Advisable To Sue An Uninsured Or Underinsured Motorist Individually?

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